California Wildfire Disaster
We will send our Inspector to you
Whether it was your residence or business that was recently devastated by the wildfires, contact us today so we can help get you the full value you deserve from your insurance claim. There are no upfront fees, we offer free on-site property inspections by our experts whenever necessary. We have handled thousands of claims from start to finish.
Insurance companies often prioritize profits over people by finding loopholes to deny or underpay claims. This leaves property owners unable to afford repairs or rebuilds that should be covered.
Some ways we can help:
- Pursue any possible liable insurance companies
- Pursue all public or private entities that may have been responsible for the cause of the fires
- Pursue all public or private entities that failed to minimize or take action to stop the fires
We will navigate the insurance process for you so you can focus on what's most important - your family, friends and community.
Don't settle for less and don't take them on yourself.
Navigating an insurance claim can be time-consuming and complex. It requires a thorough understanding of the terms of the insurance policy, negotiation skills, inside knowledge of how insurance companies work, and lots of back and forth.
This is why it's crucial to consult with an attorney to help guide you through the process. We take care of everything. Our goal is to get you the maximum payment to cover the cost of repairs for your property damage.
Our legal team has recovered billions of dollars for property damage claims. Contact us today and let us handle your claim. You do not need money to hire us.
These are a few of the common excuses insurance companies give to avoid paying claims:
Contractual Denial:
- Lack of 'Proof': Insurance companies will say you are entitled to very little because of failure to provide receipts or photos.
- Claiming the loss is not covered: the insurance company can attempt to confuse the homeowner by claiming that the damage happened by another cause than the one reported.
- Wear and Tear: the insurance company will attempt to blame the damage on deterioration rather than on a sudden and accidental severe weather event.
- Poor Workmanship: this occurs when the insurance company claims that the damage resulted from subpar construction or repairs.
- Late Reporting: insurance companies may deny coverage if the damage was reported after a specified timeframe allowed in the policy. However, statute of limitations supersedes the policy language.
- Lack of maintenance: this denial relates to situations where the insurance company alleges that the property was not adequately maintained.
- Technicalities: Insurance companies will often cite minor details and discrepancies to avoid paying claims in full or in part.
Valuation Issue:
- Below Deductible: The carrier will try to claim that the damage didn’t exceed the amount of the policy’s deductible. Since the estimate is typically done by the insurance company's own adjuster, they control the claim value (i.e., If your deductible is $5,000, the insurance adjuster may produce an estimate for just under that amount, like $4,900.)
- Short Pay: The adjuster for the insurance company will often produce an estimate based solely on opinion - not on a more factual basis.
Do not sign any insurance settlement under duress.
Don't allow profit-seeking insurance companies to weasel out of fully paying your property damage claim.
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Time to file a claim is limited so don't wait. Complete the above form to request your free case review.
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No fees are charged unless you are awarded compensation.
In the last 12 months, we have recovered more than $250 million in settlements for our clients.
Hiring an attorney is a serious matter and should not be based solely upon advertising. Past performance is no guarantee of future results. In the absence of recovery, the client is NOT liable for attorney fees. Pintas & Mullins Law Firm PR, LLC is a law firm located at 250 Ave. Luis Muñoz Rivera, Suite 300, San Juan, PR 00918. William Pintas and Laura Mullins are licensed in Illinois and will maintain professional and financial responsibility on accepted cases even when they may partner with firms in other states where licensing may be required. Not available in all states. Privacy Policy and Terms.